Financing through Hearth
Financing available for your roof and exterior project.
Hearth helps you find monthly payments for your project.
How it works with Hearth
Review payment options before you decide
Hearth connects you with lending partners through a quick and secure application. K. Simon Construction is not the lender.
Check rates without a credit hit
Hearth's application takes about two minutes and shows rates from over a dozen lenders. Checking does not affect your credit score.
See the payment before you accept
Review the estimated rate, term, and monthly payment on an offer before you take it. Personal loans through Hearth's lending partners carry fixed rates and terms, so the payment does not move later. Approval and pricing come from the lender, not from us.
Funding after approval
Once a lender approves the loan, funding takes 3-5 days on average and can be as soon as 24 hours.
No prepayment penalties
Hearth's lending partners do not charge a fee for paying a loan off early. Confirm it on the offer in front of you, since the terms belong to the lender.
Need help with Hearth? Call Hearth at 512-686-4141.
Payment estimator
Estimate an example monthly payment
Loan options range from $1,000 to $250,000 for terms from 2 to 12 years. This estimator uses only the representative APR from the Hearth flyer.
Enter an amount from $1,000 to $250,000.
Choose a term from 2 to 12 years.
Estimated monthly payment
Example calculation for $10,000.00 over 36 months.
Talk through the project
Start with the work your property needs.
Call K. Simon to discuss the roof or exterior project itself, or send the project details online.
Financing disclosures
Important terms and lender information
K. Simon Construction is not a lender and does not make credit decisions. Hearth provides the technology and broker relationship. Hearth's lending partners make loans and credit decisions.
Every rate, range, funding time, and example payment on this page comes from Hearth's own flyer and disclosures for K. Simon Construction, checked line by line against it on July 15, 2026. Hearth can change these terms at any time, so treat this page as a dated snapshot and confirm the current numbers with Hearth before you rely on them.
All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
Funding can be as soon as 24 hours and takes 3-5 days on average.
0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer.
Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.